Design
Estimated Performance Metrics for Bushra MFI
Outreach & Client Base
Active Clients: ~ 2,500
Women Clients: ~ 90% (consistent with women-centric microfinance MFI profiles)
Rural vs Urban Split: ~ 60% rural, 40% urban
Client Retention Rate: ~ 75–85%
Loan Portfolio Performance
Financing Her Business, Building Her Future
Total Loan Portfolio Size:
$ 500,000
Loans Disbursed :
1,200 loans
Average Loan Size:
$400
Portfolio at Risk (PAR > 30 days):
5–10% (a healthy benchmark)
On-time Repayment Rate:
90–95%
Financial Sustainability
Operational Self-Sufficiency (OSS)
90–100%
Financial Self-Sufficiency (FSS)
80–90%
Cost per Borrower
$ 50–70 (covering admin, staff, logistics)
Return on Assets (ROA)
1–3%
Return on Equity (ROE)
5–10%
Social Impact
"With Bushra’s loan, I expanded my shop and hired two more women!" – Fatima, Mogadishu
Jobs Supported
800 (direct beneficiaries of microloans)
Women Entrepreneurs Financed
2,200
Community Projects Funded
10 (e.g., training, infrastructure)
Financial Literacy Trainings
150 sessions held
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Take a look at our worldwide partners
• Key Partners in 2025: UNICEF, CARE, BINA, SIDA, Ministry of Commerce Somalia.
• Joint Programs Implemented: 5
• Funding Raised through Partnerships: $200,000
