Bushra Microfinance Services is a women founded, women led institution licensed by the Central Bank of Somalia and the Ministry of Commerce. We hold a pioneering role in Somalia’s microfinance industry, driven by visionary leadership, a commitment to service, and a culture of excellence that continues to strengthen our impact.
We employ global best practices and innovative digital technology to design financial products that meet the needs of women entrepreneurs and small businesses, enabling them to transform their lives sustainably. Our focus is on low and middle income women, who are the true change agents in Somali communities.
At Bushra, we believe that when you empower a woman, you transform an entire community. Women play a pivotal role in Somalia’s economic development, yet many remain excluded from financial services due to lack of collateral and the challenges of rural and marginalized settings. We have changed this narrative by encouraging women to form groups and co guarantee each other, opening doors to financial freedom and opportunities to uplift their families and communities.
Beyond lending, Bushra is dedicated to building capacity through free financial literacy programs. New clients are guided by loan officers through structured training sessions covering group dynamics, saving, responsible borrowing, investing, business productivity, sustainability, and proper loan repayment practices. Regular follow ups ensure that clients make informed financial decisions, fostering long term resilience and sustainability.
To enhance sustainability, Bushra has adopted the Triple Bottom Line approach, ensuring that our products transform lives (people), protect the environment (planet), and generate sustainable returns (profit).  and building resilient communities across the country.